Small Business Insurance

Protection from the unexpected costs of running a business

Slips and falls. Property damage. Lawsuits. Natural disasters. How can your small business clients protect against potential hazards that could result in a significant financial loss?

Every day a small business opens its doors, it is exposed to several risks. Small businesses insurance is vital coverage to protect assets, property and income. In the event of a lawsuit, business insurance can help cover legal expenses, including defense costs.

Most small business require four basic types of insurance:



Business Auto

Workers' Compensation

Small- to medium-sized businesses that meet certain criteria may be eligible for a businessowners policy or BOP – combining commercial property insurance, general liability, and business income in a single policy.

Small Business Insurance Markets

At BTIS, we have several small business and BOP insurance markets that are sure to fit the needs of your clients. Best of all, many of our carriers make it quick and easy to quote coverage with no ACORD applications required – instant binding, same day coverage, and policy documents emailed immediately.

Small Business Insurance

policy coverage

Examples of when a small business insurance policy would provide coverage:

A customer shopping at the company’s retail store slips on the wet floor and gets injured — and now requires medical care.

A client sues a business for financial losses due to their advice. Professional liability insurance covers legal defense and settlements.

A severe storm causes damage to a business's warehouse, including its equipment, impacting production capabilities.  


Small Business Insurance


Did you know...

Cross-selling increases client retention

Increased Customer Retention: Strengthen client loyalty with complementary coverage.

Higher Customer Value: Clients purchasing multiple policies increase their long-term value.

Better Risk Management: Identify coverage gaps and provide suitable policies for effective risk protection.

Increased Revenue: Generate more sales and income from existing clients.

Improved Customer Experience: Simplify the insurance process by consolidating policies in one marketplace.

Enhanced Upselling Opportunities: Increase revenue by offering higher-value coverage options to clients.

Strengthened Referral Network: Expand your customer base through referrals from satisfied clients.

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