This new program includes limits up to $2,000,000 in Proffesional Liability as well as sub-limits coverage for: 

• Cyber Liability $250,000
• Directors’ and Officers’ $250,000
• Employment Practices Wrongful Acts Liability $25,000
• Fiduciary Liability $250,000
• Crime and Dishonesty Liability $25,000
• Travel Delay $2,500
• Assault Reimbursement $25,000 for Bodily Injury and $5,000 for Property Damage
• Media Personal Injury Liability $100,000
• Key Employee Loss Expenses $50,000
• HIPAA/HITECH Fines and Penalties $25,000
• Licensing and Disciplinary Proceedings $25,000
• Emergency Locksmith $5,000
• Emergency Plumber $5,000
• Emergency Glazier Cover $5,000
• Emergency HVAC $2,500
• Emergency Electrician $2,500
• Emergency Roofing $2,500
• Emergency Clean-up Cover $2,500
• Defendants Expense $250 per day, $5,000 in the aggregate
• Deposition Fees and Expenses $10,000 per suit, $25,000 in the aggregate
• Identity Theft Expense $5,000
• Image Restoration and Counseling Expenses $10,000

• Advocacy Services
• Associations (ex Homeowners)
• Beauticians & Nail Bar Services (ex-invasive Med-Spa)
• Bookkeepers
• Business Consultants
• Clean Up Services
• Cleaning Services
• Electricians
• Expert Witness Services
• Health & Wellness Industry (ex Pure medical)
• Inspection & Certification Services
• Instructors (ex Firearms)
• Interior Designers
• Investigation services
• IT Related Services
• Janitorial Services
• Landscape Gardening Services
• Non-Profit Organizations
• Notary Public Services
• Painters & Decorators
• Pet Grooming & Pet Nutrition
• Tax Preparers
• Teaching Professions (ex Schools)
• Translation Services
• Travel Agents
• Veterinarians

From aerospace engineers to yacht architects, agricultural engineers to wind turbine consultants and everything in between, we can and will offer you our best terms.

• Acoustic Engineers
• Aquatic / Marine Engineers
• Architects / Designers
• Boat Designers
• Chemical Engineers
• Civil Engineers
• Compliance / Regulation
• Construction Management
• Consulting Engineers
• Electrical Engineers
• Environmental
• Expert Witness / Forensic
• General Contractors
• HVAC (heating, ventilation, and air conditioning)
• Inspection Services
• Interior Design
• Land Surveyors
• Landscapers
• Mechanical, Oil and Gas
• Project Managers
• Soloar
• Testing Labs
• Traffic and Landscape
• Wind Turbines
• Yacht Architects

Special Situations offers miscellaneous Professional Liability coverage for more challenging risks that do not fit into the regular Miscellaneous Professional Liability market. We call it our ‘mission impossible’ underwriting facility because it’s designed with difficult and hard-to-place professional liability business in mind. Specialising in US-domiciled risks, we have a market-leading capability to consider over 10,000 classes of business. In short,where others see a problem, we see an opportunity. 

• Crane Inspectors
• Defense Contractors
• Explosive Consultants
• Financial Risks
• Firearms Experts
• Military Consultants
• Mining Engineers
• Rocket Fuel Consultants
• Real Estate Related
• Underwater Welders