Travelers Small Business Program

We have teamed up with Travelers Insurance Company to bring you this Small Business Owners Program. This Property and Liability program features Master Pac & Pac Plus extension endorsements and the OMNI product for businesses that qualify but require custom tailored coverage that is not offered in Master Pac or Pac Plus.

TOP CLASSES

Accounting, Auditing, Bookkeeping
Advertising, Graphic Artists and Commercial Art Services
Apartment Pac & Apartment (less than 20 years) Pac Plus
Bicycle Shops
Building Pac & Building Pac Plus
Business Pac & Business Pac Plus
Clothing Accessories - Women's & Girls
Condominium Pac Condominium Pac Plus
Consultants - Management
Dentists and Dental Surgeons
Garage Pac
Interior Decorators & Window Designers
Office Pac & Office Pac Plus
Physicians and Surgeons
Real Estate Sales
Store Pac & Store Pac Plus
Veterinarians

ELIGIBILITY

The owner must have at least three (3) years of management experience in the insured business type.
The business must be financially stable.
The business must have a favorable loss experience.
The owner operates only those businesses described on the Master Pac application.
All known exposures/operations are considered typical (occurring in the majority) for the class.
Buildings insured must not be vacant, unoccupied, or have seasonal occupancy.
For tenants and building owners where buildings are 50 years or older, the plumbing, heating, wiring, and roof must have been updated in the past 30 years.
There are no current cited violations of fire or life safety codes.
All operations must be listed in the Risk Classification Table, and the premium for incidental exposures should not exceed 25% of the policy premium.
No more than three (3) losses within the past three (3) years.
Current owners must have successfully operated this or a similar business for at least three (3) years. EXCEPTION: Apartment Building Owners and Condominium programs and risks that are franchises.
Sound financial condition.
Insurance to value.

SUBMISSION REQUIREMENTS

This information is provided as a guideline only and is subject to change with or without notice.

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PROGRAM HIGHLIGHTS

Top Rated Carrier A+ XV by A.M. Best

$550 Minimum Premium

Auto & Workers' Compensation Are Also Available

Available in CA ONLY

10% Commission

Many Coverage Options Available

Did you know...

Cross-selling increases client retention

Increased Customer Retention: Strengthen client loyalty with complementary coverage.

Higher Customer Value: Clients purchasing multiple policies increase their long-term value.

Better Risk Management: Identify coverage gaps and provide suitable policies for effective risk protection.

Increased Revenue: Generate more sales and income from existing clients.

Improved Customer Experience: Simplify the insurance process by consolidating policies in one marketplace.

Enhanced Upselling Opportunities: Increase revenue by offering higher-value coverage options to clients.

Strengthened Referral Network: Expand your customer base through referrals from satisfied clients.

Small Business Insurance

Travelers Small Business Program

PROGRAM HIGHLIGHTS

Did you know...

Cross-selling increases client retention